Facility to check PMFBY Status by Aadhar Card is available online at pmfby.gov.in. Farmers who had earlier filled Pradhan Mantri Fasal Bima Yojana registration form and paid their insurance premium amount can now track their application status using Policy ID / receipt number.
At the time of filling PMFBY registration Form, Aadhar Card is verified and on successful registration, Policy ID (receipt no.) is generated. This ID is automatically linked to aadhar card of the beneficiary farmers. If any farmer is willing to check his/her policy status, then he/she can do it so by using Policy ID (containing aadhaar card details). In this article, we will tell you how to check pmfby status by aadhar card online through official website.
In PMFBY scheme, farmers gets insurance coverage against risks leading to crop loss. In the event of crop getting damaged, financial assistance is provided. Following are the risks leading to crop loss which are to be covered under PM Fasal Bima Yojana:-
Yield Losses (standing crops, on notified area basis): Comprehensive risk insurance is provided to cover yield losses due to non-preventable risks, such as (i) Natural Fire and Lightning (ii) Storm, Hailstorm, Cyclone, Typhoon, Tempest, Hurricane, Tornado etc. (iii) Flood, Inundation and Landslide (iv) Drought, Dry spells (v) Pests/ Diseases etc.
Prevented Sowing (on notified area basis): In cases where majority of the insured farmers of a notified area, having intent to sow/plant and incurred expenditure for the purpose, are prevented from sowing/planting the insured crop due to adverse weather conditions, shall be eligible for indemnity claims upto a maximum of 25% of the sum-insured
Post-Harvest Losses (individual farm basis): Coverage is available upto a maximum period of 14 days from harvesting for those crops which are kept in “cut & spread” condition to dry in the field after harvesting, against specific perils of cyclone / cyclonic rains, unseasonal rains throughout the country.
Localised Calamities (individual farm basis): Loss / damage resulting from occurrence of identified localized risks i.e. hailstorm, landslide, and Inundation affecting isolated farms in the notified area.
Exclusions: Risks and Losses arising out of following perils shall be excluded:- War & kindred perils, nuclear risks, riots, malicious damage, theft, act of enmity, grazed and/or destroyed by domestic and/or wild animals, In case of Post–Harvest losses the harvested crop bundled and heaped at a place before threshing, other preventable risks.
