Mo Ghara Yojana Odisha apply online form 2024 invited at moghara.odisha.gov.in, make registration for loan & then check status using aadhar number. Mo Ghara Yojana of Odisha state govt seeks to provide credit-linked financial assistance to those struggling to complete or upgrade their homes. New govt. housing assistance scheme for people in rural areas aims to address financial obstacles faced by beneficiaries, fills a critical gap left by existing housing schemes. Read this article till the end to know how to fill Mo Ghara Yojana Odisha registration form, what is eligibility criteria, loan/subsidy amount, and how to check Mo Ghara Yojana status online through the official website.
Here is the complete Mo Ghara Yojana Odisha apply online process which must be followed to make registration for housing assistance loan in rural areas:-
Accordingly, the Odisha Mo Ghara Yojana online registration form 2024 will appear as shown below:-
Odisha Mo Ghara Yojana Online Registration Form
Fill in all the details in the loan application form and click at “Get OTP” button to apply online for Mo Ghara Yojana Odisha.
Eligibility Criteria for Mo Ghara Yojana Odisha
The main objective of Mo Ghara Scheme is to provide adequate financial support to enable Rural Households to construct pucca houses of decent size. Under Mo Ghara Yojana, Odisha govt. will provide aid to families that were previously excluded in other housing schemes due to rigid eligibility criteria or insufficient allocation. It aims to support those who received less significant amounts in the past and now wish to upgrade or expand their homes. All the households staying in rural Odisha will be eligible under this scheme except the following categories of households:-
Those staying in the pucca house having 2 or more rooms with RCC roof.
Households availed housing assistance of Rs. 70,000 or above under any Rural Housing Scheme in the past.
If the income of the family per month is Rs. 25,000 or above.
Possessing a non-commercial motorized Four-Wheeler.
Household with any member as a regular Government / PSU employee or drawing a monthly pension for the service period from Government / PSU.
Ownership of 5 acres or above of irrigated land or 15 acres or above of non-irrigated land.
At the homepage, scroll down the page to reach status checking section.
Accordingly, the Odisha Mo Ghara Yojana status checking section will appear as shown below:-
Mo Ghara Yojana Odisha Status Check
Enter your aadhar number and click at “Submit” button to track Mo Ghara Yojana status through online mode.
One can even track Mo Ghara Yojana Odisha status by calling helpline number 0674-6817777 or by receiving a text message on their registered mobile number.
Loan & Subsidy Amount in Mo Ghara Yojana Odisha
Under Mo Ghara Yojana, the beneficiary will avail banking loan up to Rs. 3 lakh which will be repaid within 10 years excluding 1 year moratorium. There will be 4 loan slabs:-
Loan Amount
General Category
SC/ST & PwD
Rs. 1 lakh
Rs. 30,000
Rs. 40,000
Rs. 1.5 lakh
Rs. 45,000
Rs. 55,000
Rs. 2 lakh
Rs. 60,000
Rs. 70,000
Rs. 3 lakh
Rs. 60,000
Rs. 70,000
Beneficiary can opt for any one out of them. State Government will release capital subsidy against the principal amount to the loan account of the beneficiary after completion of house. Additional capital subsidy for vulnerable categories like SCs / STs and PwD headed households. The beneficiaries can also avail support under relevant schemes of rural sanitation, drinking water, rural electrification etc. if found eligible and not availed earlier.
Key Features of Rural Housing Mo-Ghara Scheme
To ensure construction/ extension/ up-gradation / completion of houses to meet the aspiration of the lower and lower-middle households of rural Odisha.
Construction and extension of houses will be pucca in nature with RCC roof only.
Upgradation – Replacement of existing roof by RCC Roof with ancillary work related to roof replacement.
Completion – Completing the incomplete house with the RCC roof, fixing doors & windows, flooring, plastering and colouring etc.
