APY e-PRAN / Transaction Statement View facility available at npscra.nsdl.co.in, search with PRAN or without PRAN. Atal Pension Yojana (APY) is a central government backed pension scheme in India designed to provide a regular income to individuals in their retirement years. Launched in June 2015, it primarily targets workers in the unorganized sector who may not have access to formal pension plans. Read this article till the end to know how to view APY ePRAN and Master Details, APY Swavalamban Statement and NPS Lite e-PRAN through official website.
Accordingly, the page for APY e-PRAN/Transaction Statement View will appear as shown below:-
APY e-pran / Transaction Statement View
Select one of the 2 options – a) Click to search with PRAN b) Click to search without PRAN
If you want to view APY transaction statement with PRAN, then select “a) Click to search with PRAN” option.
View APY Transaction Statement with PRAN
Enter PRAN, Bank Account number, select views for subscriber (1- APY ePRAN and Master Details view, 2- APY Swavalamban Statement View, 3- NPS Lite e-PRAN View) and click “Submit” button to view APY transaction statement with PRAN.
If you want to view APY transaction statement without PRAN, then select “b) Click to search without PRAN” option.
View APY Transaction Statement without PRAN
Enter subscriber name, bank account no., date of birth, select views for subscribers (1- APY ePRAN and Master Details view, 2- APY Swavalamban Statement View, 3- NPS Lite e-PRAN View) and click “Submit” button to view APY transaction statement without PRAN.
Salient Features of Atal Pension Yojana 2024
The most striking features of APY scheme are as follows:-
Eligibility:
Should be an Indian citizen
Age of the applicant must lie between 18 to 40 years
Applicant must have a valid mobile number and savings bank account linked with Aadhaar.
Contribution: The amount you contribute depends on the pension amount you want to receive after retirement. The government has a fixed contribution table based on the age of entry into the scheme. Check Atal Pension Yojana Chart PDF before applying for APY scheme.
Pension Amount: Upon reaching the age of 60, you can receive a guaranteed monthly pension of Rs. 1,000 to Rs. 5,000, depending on your contributions and the plan you choose.
Tax Benefits: Contributions to APY qualify for tax benefits under Section 80C of the Income Tax Act.
Withdrawal: The scheme is designed for pension purposes, so premature withdrawals are not allowed. However, in the case of death of the subscriber, the nominee can receive the accumulated corpus.
Overall, the Atal Pension Yojana aims to enhance financial security for individuals in their retirement years, particularly for those who might otherwise lack sufficient savings or pension coverage.
